Mortgages

For most people buying a home means applying for a mortgage.

You will need the following information when you apply for a mortgage.   If you are relocating, it should be brought with you when you make your house hunting trip to our area.

1. Social security number.
2. Checking and savings account numbers, bank names, addresses and approximate balances.
3. List of savings bonds, their serial numbers and approximate value.
4. List of stock securities and approximate value.
5. Cash value of life insurance policies.
6. Estimated value of household effects covered by insurance.
7. List of outstanding loans, their account numbers, names and addresses of creditors.
8. Account number, name and full address of mortgage company currently financing any mortgage you might have, information concerning any liens against mortgage property and copy of sales agreement or lease if property is to be sold or rented.
9. Year, model and estimated value of cars owned.  Name and address of lending company.
10. Amount of any vested retirement available.
11. List of charge accounts, their numbers and approximate monthly costs.
12. W-2s for 3 years to verify income or two most recent tax returns.
13. If self-employed, profit and loss statement for three years and current balance sheet prepared by an accountant/CPA.
14. If child support or divorce is applicable, separation papers or divorce decree will be required.
15. VA loan applicants need a copy of form DD 214, an in-service letter or certificate of eligibility, and a copy or military transfer orders.

STELLAR SERVICE is pleased to have Kerry White as a special member of our team.   Kerry is the top performing loan officer at Prosperity Mortgage Company, a company owned 50% by Wells Fargo and 50% by Long & Foster.  She has been at the top of her profession for over 8 years and we can recommend her without hesitation.

    To find out how much you can afford to spend on a home, or how much your monthly payments will be at a certain purchase price, contact Kerry White with Prosperity Mortgage.

http://www. Kerrywhiteforloans.com

Kerry White

Prosperity Mortgage 20 Chevy Chase Circle, N.W. Washington, D.C.  20015 202-895-7259 - Telephone 202-362-2281 - Facsimile

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STELLAR SERVICE
Long & Foster, 3201 New Mexico Ave., NW, Washington, DC 20016
(Tel) 202-363-6500
(Fax) 202-362-6692
email: stellaragents@aol.com

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